Commercial Lending
We provide financial expertise.
With a personal touch and responsiveness at our core, we seek to understand our business customers in Clarendon and Sumter counties and assist them in reaching their goals. Our lenders are experienced in working with a variety of businesses and industries- agriculture, manufacturing, government entities, medical and legal professionals, automobile dealers, residential and commercial builders, hotels, transportation and warehousing, and many others. We also consider alternative banking options for non-traditional loans.
All of our loan decisions are made locally by lenders who pride themselves in being responsive to our customers and to building lasting relationships in the Manning, Santee, Summerton and Sumter areas..
BOC Commercial Lending products include:
- Farm and Agriculture Loans
- Working Capital/ Annual Lines of Credit
- Equipment Loans
- Real Estate Loans
- Business Improvement Loans
- Commercial Construction Loans
- Other Capital Loans
*BOC also offers Small Business Loans in conjunction with the US Small Business Administration (SBA), US Department of Agriculture and Rural Development, and Farm Service Agency. We also work with various state agencies such as the Business Development Corporation of South Carolina and the Carolina Capital Investment Corporation.